Farm Bureau Insurance Provider Phone Number

The best auto insurance company depends on your needs for coverage, budget and digital tools (such as an app and user-friendly website). Bankrate's analysis of the best auto insurance companies in 2022 shows State Farm scores a 3.93/6, the highest overall Bankrate rating. This is based on strong customer service reviews, financial strength, coverage options and competitive premiums. With the same great policy service and claims service you've come to know from Farm Bureau in your state, you can trust FBAlliance Insurance as you would Farm Bureau. Currently FBAlliance Insurance offers products in the states of Virginia, South Carolina, Montana, Wyoming and Georgia. In the 1940s, Utah farmers and ranchers recognized the need to financially protect their families and farms.

They were seeking insurance coverages that would suit their rural and farm needs and reflect the values of Farm Bureau families. Farm Bureau Financial Services was born and as the company grew it expanded its services to include auto insurance, home and property insurance, life insurance and investments. Although Utah Farm Bureau Federation and Farm Bureau Financial Services are two separate companies, they partner together to enhance the lives of all Utahns.

Farm Bureau Insurance is known for its superior car and home insurance products. It also offers protection for your business, farm and recreational vehicles. There are 16 regional claims centers in Tennessee and over 350 claims professionals to help when you need it most. Fantastic coverage coupled with exceptional customer service makes Farm Bureau Insurance a popular choice for your insurance needs.

Southern Farm Bureau's longest term life insurance policy offers guaranteed premiums for 30 years. It still carries the same death benefit as the other term life insurance plans, with a level death benefit of $100,000 or greater. Plan is offered at two levels – Super Saver & First Class – with special savings for Farm Bureau members.

Members receive a discount on single trip plans and also have access to cruise plans and annual travel insurance plan. Some of Farm Bureau's local chapters are mutual insurance companies, which means they're owned by policyholders. These don't have to be used as a rebate against car insurance — policyholders can use the funds for anything. However, dividends are based on the insurer's profitability, so they're not guaranteed. Farm Bureau subsidiaries will monitor their annual performance to determine if they will offer a dividend payment in any given year.

Farm Bureau offers cheap car insurance rates and excellent customer service, making it an attractive option for members. While there is an annual membership fee to join the Farm Bureau, this cost is typically outweighed by the potential savings compared to other insurance companies. Southern Farm Bureau Life Insurance Company is a regional provider that serves an exclusive market with limited availability in just 11 states.

Membership is required, and you must work with an agent to purchase a life insurance policy from the company. However, it can be a good choice for life insurance when you want plenty of options for your whole and term life insurance. For those seeking permanent protection, Southern Farm Bureau Life Insurance Company offers four whole life insurance plans. These policies feature level premiums with long-term coverage and access to cash value that accumulates over time. Some Business Owners policies are underwritten by Progressive. These guidelines will determine the company quoted, which may vary by state.

The company quoted may not be the one with the lowest-priced policy available for the applicant. Certain Progressive companies may be compensated as licensed agencies for performing services on behalf of the Business Owners, General Liability, Professional Liability and Workers' Compensation insurers. Progressive assumes no responsibility for the content or operation of the insurers' websites.

Prices, coverages, privacy policies and compensation rates may vary among the insurers. Today, Farm Bureau Financial Services provides auto, liability, home/property, farm/ranch, long-term care, disability and health insurance, in addition to a wide range of investment tools and planning services. Visit the company online to learn more and locate an agent near you. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy.

Please see a copy of your policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of the issuing insurance carrier. The best homeowners insurance is based on a number of factors, including your location and property type. Bankrate's analysis of best home insurance companies found Amica ranked highest based on coverage options, customer satisfaction and financial ratings. Like other auto insurance premiums, the cost of coverage depends on a variety of factors, including your chosen level of coverage, or if you add options to your policy. The national average cost for full coverage is $1738 a year, based on data from Quadrant information services.

Below are the average rates for annual minimum coverage and full coverage with Farm Bureau. Both insurance companies offer some of the most competitive rates among major carriers. And while Farm Bureau doesn't have many unique car insurance discounts, its low rates, excellent customer service and additional membership perks make it an attractive option to consider.

There are five plans for Southern Farm Bureau term life insurance. These policies offer temporary, short-term coverage that carries either guaranteed or graduated level premiums. In 1939, Iowa Farm Mutual Insurance Company opened its doors in Des Moines, Iowa. In its infancy, the company sold liability insurance to local farmers.

As the company grew and opened offices in other states, it expanded its insurance product line to include coverages for cars, homes, life, health and business. The 20 Year Term Premier plan doubles the length of guaranteed level premiums, lasting 20 years with a level death benefit of $100,000 or more. It is renewable each year through the age of 95, at which point, you may convert your policy to a fixed premium permanent life insurance policy. If done within the first 10 years of your policy, you will not have to prove insurability if you meet the necessary requirements. This plan offers guaranteed level premiums for 10 years that increase after that. Plans carry a level death benefit of $100,000 or more, and you can renew your plan through the age of 95.

Policyholders also have the option to convert this policy to permanent life insurance without proving insurability for the first five years of the policy's life, although certain conditions apply. Southern Farm Bureau Life Insurance Company is a regional, membership-based provider that offers term and whole life insurance in addition to fixed annuity products and business insurance. If you qualify, it can be a great choice for those seeking flexibility from the vast selection of riders, as well as no-exam insurance for future policies. Look for a life insurance company that has a great reputation for customer satisfaction, strong financial ratings and a well-established position in the marketplace.

An analysis completed by Bankrate shows MetLife ranks the highest in overall financial ratings, customer satisfaction and life insurance options. Drivers should still remember, however, that they must pay for annual membership in order to be eligible for Farm Bureau's auto insurance policy. The cheapest tier of membership typically costs $100 or less annually, but it should still be included in your calculations when ultimately deciding on an insurer.

Farm Bureau Insurance Company Phone Number Whether you're a college student looking for the cheapest quotes or a farmer who's already a member of the local chapter, Farm Bureau's rates are best-in-class. In this review, we describe Farm Bureau's car insurance coverage options and discounts, and compare its rates to other industry-leading competitors. Farm Bureau offers some of the most competitive quotes in the car insurance industry.

Cheap rates, alongside solid customer service reviews, make Farm Bureau a worthy option to consider for any customer. Term life – Farm Bureau offers term life insurance you can purchase in 10, 15, 20 or 30 year increments. You can add several riders — or benefits — such as children's term life insurance and waiver of premiums. Policyholders with questions regarding their coverage for damage caused by a disaster should call the number provided on their policies or contact their insurance agent. Those policyholders unable to get to their policies can contact special toll-free numbers set up by insurance companies.

Farm Bureau also offers a program known as SuperCheck, in which an agent reviews your policy once a year to ensure you're receiving all eligible discounts. A sample list of Farm Bureau car insurance discounts follows. Using our exclusive life insurance review methodology, we methodically analyze each insurance provider on an ongoing basis to ensure only the most current and accurate data for you and your family. We carefully consider several different factors, such as the type of coverage available, availability, resources, qualifications, and eligibility.

We also consider company ratings, looking to leading industry leaders like AM Best for financial strength scores. You must work directly with a Southern Farm Bureau agent to receive a quote and purchase a life insurance policy. A medical exam is required before you can qualify for a life insurance policy, although you can purchase riders to guarantee insurability for future products. The price of your Southern Farm Bureau life insurance policy depends on several factors, such as the policy you choose and any additional riders that you purchase. For example, you may get a discount for bundling your auto and homeowners insurance, for installing a security system, or for installing smoke detectors.

At Progressive, we've built our business around understanding what you need and what's important for you to protect. That's why we offer a wide range of insurance products to meet your specific needs, including customized coverages. Most BBB complaints filed against Farm Bureau Insurance by auto and homeowners policyholders involve issues with billing and customer service.

Consumer Affairs also shows cause for concern, with an overall satisfaction rating of just two out of five stars from consumers. Many complaints refer to the difficult quote process and the subpar customer service during claims filing. Additionally, many customers report issues with billing concerns like early policy cancellations and overcharges. The Better Business Bureau gives Farm Bureau Insurance customer service and claims an A+ rating. Our insurance team is composed of agents, data analysts, and customers like you. They focus on the points consumers care about most — price, customer service, policy features and savings opportunities — so you can feel confident about which provider is right for you.

Not all life insurance policies may be right for you, but that is where riders can help. Southern Farm Bureau offers several riders that you can purchase as add-on protection to further customize your policy to meet your needs. Southern Farm Bureau's whole life insurance begins with the 20 Pay Life policy that features guaranteed level premiums for 20 years.

In addition to a death benefit, your policy may also gain cash value that you can access. Southern Farm Bureau Life Insurance Company offers both term and whole life insurance products. Southern Farm Bureau Life Insurance Company was chartered in 1946 as a capital stock life insurance company and officially began operations on January 2, 1947. Today, the company has its headquarters in Jackson, Mississippi, with 3,818 agents and over 1.28 million policies in effect. Property-casualty insurance products are offered through Mountain West Farm Bureau Mutual Insurance Company/Laramie, WY and are intended for residents of MT and WY. Fixed life insurance and annuity products are offered through Farm Bureau Life Insurance Company/West Des Moines, Iowa.

Term life insurance can provide you and your family with long-lasting financial security. You determine how much coverage you need, how long you need it, who you'd like covered, and when you pay—giving you control of your policy. Protect your home, belongings, and financial security with homeowners insurance.

With a variety of coverages, and plenty of ways to save, you can create a policy that keeps your home safe and fits your budget. With Progressive auto insurance, you'll enjoy affordable coverage options and a variety of discounts. Plus, you can get a quote in just a few minutes – get started now and enjoy peace of mind behind the wheel. From customized auto insurance to superior claims service, our people and technology will support you every step of the way. Join us today and experience why we're one of the best insurance companies. Bankrate.com is an independent, advertising-supported publisher and comparison service.

We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site.

While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. While the Farm Bureau has a presence in all 50 states and Puerto Rico, it only underwrites and sells its own auto insurance policies in some areas. In 19 states, a local Farm Bureau subsidiary underwrites policies. In the remaining states, either a regional Farm Bureau affiliate serves customers, or local Farm Bureau members may qualify for discounted rates at partner insurers. Farm Bureau policyholders should generally anticipate a smooth claims process for auto insurance.

The National Association of Insurance Commissioners reports that the Texas Farm Bureau, for example, has a 2019 Complaint Index of 0.00, which is substantially lower than the national median of 1.00. Such a low Complaint Index suggests Farm Bureau receives fewer complaints than average relative to other insurers. Across three driver profiles we studied, Farm Bureau offered competitive, and sometimes the cheapest, car insurance rates.

Based on our sample driver profiles, Geico is the only insurer that offers rates on par with the quotes offered by Farm Bureau. Notably, Farm Bureau was also the only insurer that did not change its annual rate based on gender or marital status. When comparing how Southern Farm Bureau Life Insurance Company performs on an industry-wide scale, we look to one of the best life insurance companies today, New York Life.

There are many pronounced differences between the two, the biggest of which being sheer size. New York Life is the third-largest insurance carrier in the country with nearly 6% market share, while Southern Farm Bureau lags far behind at just 0.05% as a regional provider. Southern Farm Bureau offers participating term life insurance, which includes non-guaranteed dividends. Information provided on Forbes Advisor is for educational purposes only.

This Is Us Season 6 Canada Release Date

This is Us originally began as an 80-page movie script that Dan Fogelman was developing while working for ABC Studios in the spring of 2015. The story line, which Fogelman admitted to not having a definite direction, revolved around the lives of eight adults who, as it would be revealed, were octuplets. Despite positive reviews from both 20th Century Fox Television and sister company, Fox, there were concerns regarding the lack of views it would attract on the network, leading Fox to sell it to NBC. On September 27, 2016, NBC picked up the series for a full season of 18 episodes. In January 2017, NBC renewed the series for two additional seasons of 18 episodes each.

In May 2019, NBC renewed the series for three additional seasons. On May 12, 2021, it was announced that the series would conclude with the sixth season. The sixth and final season is scheduled to premiere on January 4, 2022 and full trailer is revealed. NBC dropped the trailer for the sixth and final season ofThis Is Uson Thursday, officially marking the start of the drama series' farewell tour. The final 16 episodes are slated to premiere Tuesday, Jan. 4 at 9 p.m.

ET/PT and will run uninterrupted, save for two weeks in February due to the Winter Olympics, until the series finale in May. Many hardcore This Is Us fans love the show because of how it deals with the Pearsons' grief over the loss of Jack , whose death in the mid-'90s still shadows the family in their current lives. For those looking for other shows that provide cathartic release over the loss of a parent, we recommend Zoey's Extraordinary Playlist.

Austin Winsberg's truly magical, musical series stars Jane Levy as Zoey, a young woman who gains the power to hear people's "heart song" as she struggles to cope with her father's terminal diagnosis. While the musical sequences are spectacular, Zoey's sings because of the grounded emotional turmoil within the show. Zoey gains this mystical power at a time when she crucially needs to figure out how to connect to other people, and her journey to becoming a more open and understanding person is a beautiful one to watch.

More specifically, how her gift allows her to connect with her father on a deeper level during his final days is simultaneously heartbreaking and endearing in a way that This Is Us fans will truly appreciate. For bonus points, Zoey's Emmy-winning choreographer is also named Mandy Moore, so the similarities keep growing. In September 2016, NBC picked up the series for a full season of 18 episodes. In May 2021, it was announced that the sixth season would be its last. In November 2021, it was announced that the sixth and final season will premiere on January 4, 2022.

The 100Season 6 won't be released on Netflix in the United States until about a week after the season finale airs on The CW.This is actually earlier than many other networks release their shows to Netflix in the U.S. In 2016, Netflix and The CW reached an agreement that in the United States, Netflix could stream full seasons for all of the CW's shows starting eight days after each show's finale aired. That means that within eight days of the Season 6 finale of The 100, the full season will be available on Netflix in the U.S. For example,The 100Season 4 aired its finale on The CW on May 24, 2017, and Season 4 was released on Netflix on June 1, 2017. In other words, you won't be able to watch the Season 6 premiere on Netflix in the United States anytime soon.

See Video Details Hide Video Details Report A Problem The sixth and final season of "This Is Us" is gearing up for its premiere on Tuesday, Jan. 4. In anticipation of what is sure to be a tear-jerking final bow to the award-winning drama series, we're breaking down everything you need to know about the future of the Pearson family. The series is returning for its sixth and final season, and if you're looking for something to watch to pass the time before the premiere, we're here to help.

Soften the blow of the NBC drama's last hurrah by finding a new show that's as cathartic and emotional asThis Is Us. There are so many to choose from, whether you're looking for shows about grief, complicated family dynamics, or gut-punching time tricks. This is not exactly a surprise; when the show was renewed for three more seasons in 2019, THR reported the drama would "likely" end its run afterward. Because the series jumps around in time so much, it was unclear how long it could run. Eventually the characters would catch up to the futures the show laid out for them, and the story would have to end.

"We never set out to make a television series that was going to last 18 seasons, so we have a very direct plan. We have a plan for what we're going to do, and I know what the plan is," series creator Dan Fogelman told THR in April 2019. It's time to ugly cry when you watch This Is Us season 6 online. It's the final season of the NBC drama, so prepare to say goodbye to the Pearsons. The final batch of episodes will resolve the remaining family mysteries teased in glimpses of the future. With all that in mind, keep reading for the biggest questions we're hoping to see answered in This Is Us Season 6.

A major question that hung over the fifth season was the fate of one of the Big Three, Kate, and her husband Toby. Things have been strained between the couple at times, and the Season 4 finale flash-forward had viewers concerned about their future. In the future, we see Randall call Toby to ask if he was coming to Kevin's house. Toby later arrives at the house alone and isn't wearing his wedding ring.

Unfortunately for KaBy fans, the Season 5 finale only confirmed our fears. In a shock twist, what we initially thought was Kevin's wedding day was revealed to be Kate's, five years ahead of the current timeline. Any remaining hopes that she and Toby might be tying the knot for the second time were quickly dashed, as it was revealed her boss Phillip was the groom. When audiences last saw with Pearson family, Kevin and Randall finally addressed their long-standing tensions and disagreements in an emotional episode.

And, in terms of what's going on with Kevin, the upcoming batch of episodes will show him adjusting to raising twins with Madison even though the two are no longer together. We've had to wait an excruciatingly long time for the sixth season, but the time is finally coming near. NBC has announced that the final season will premiere January 4, 2022.

Alright, fellow This Is Us fans, it's time we all broke out a pack of tissues. The show recently announced season 6 will be its final season, and after last night's major plot twist, our hearts are breaking. NBC can't just expect us to walk away so quickly from our Big Three!!! Trust and believe, the emotions are clearly off the charts. Variety reports that Senan West, the 13-year-old son of the actor who will play Prince Charles in the series' final seasons, will take on the role of Prince William. Senan "has been cast as a slightly older" version of the royal heir, according to the outlet, and will make his debut in the last few episodes of Season 5.

Ahead of filming, creator Dan Fogelmanteased the final season premiere, blacking out part of the title and inviting fans to speculate over what the mysterious word could be. TheThis Is Uswritersrepliedto Fogelman's tweet, calling the episode "a doozy." Stars on the set were also seen crying learning that this will be the last season that the family will be shooting together.

Mandy Moore also hints at the emotional final season for This Is Us. Moore said that there's going to be more tears while watching the sixth season of This is us. Previously, the storyline centered around Jack pearson's upbringing in an abusive family and then tying the knots with Rebecca and nurturing a family of five. Has not it time to see more of Rebecca Pearson in the series last season? The flashforwards will see Rebecca on her death bed in their old home. Other than this, the escalating tension between Toby and Kate is indicating the separation of the two.

Kevin fails to confront his love for Madison which resulted in calling off their wedding. However, that turns them into a friendly couple raising twins together. Randall's New Yorker profile says, "A rising star." Seems many stories are building around the characters, yet we are keen to see the story that will be complete the Pearsons picture and give us closure. Adoption and chosen family are two other themes that have drawn a lot of fans to This Is Us. For those that find themselves identifying with Jack and Rebecca through their struggles to adopt a third child, we offer Apple TV+'s Trying.

The streaming series focuses on a modern-day British/Irish couple who decide to try and adopt a baby after the National Health Service stops covering their fertility treatments. Plus, the first season is only eight half-hour episodes, so it is an incredibly easy binge. 'This Is Us' season 6 is available to stream on NBC's official website and the NBC app.

Moreover, fresh episodes arrive on Peacock a day after they air on television. Therefore, with a subscription to the streamer, you can watch the show here. Therefore, we recommend checking Vudu, Spectrum, iTunes, Google Play, YouTube, and Microsoft Store. NBC's 'This Is Us' is a much-loved TV drama series created by Dan Fogelman, chronicling the lives of Jack and Rebecca Pearson and their three children, Kevin, Kate, and Randall – AKA the Big Three. The storyline shifts between different time frames and beautifully captures the interpersonal relationships and various phases of the Pearson family.

The series has garnered lots of praise for its stellar performances by cast members, including Mandy Moore, Milo Ventimiglia, Sterling K. Brown, Chrissy Metz, and Justin Hartley. Given its non-linear storytelling, This Is Us is able to continue building on the Pearsons' history as they bring in characters from the main cast's past. That includes Jack's estranged brother, Nicky, who reconnected with the family after decades of being isolated. There's also Randall's biological father, William, who passed away in season 1. But most importantly, it allows the show to continue featuring Jack who died back when the Big Three kids were in their teens. However, as much as This Is Us has explored the past, it's also jumping way ahead into the future — particularly on Rebecca's death bed.

This Is Us Season 6 Canada Not much has been revealed about this specific timeline but the series has been teasing with glimpses of it in the last several seasons. In the past there has been some delay for those Down Under to watch the latest episodes of This is Us. While we haven't got a confirmed date for the sixth and final season's arrival on the platform, we're confident it'll find its home once again on Prime Video, where you can watch back all five of its prior seasons right now. For those who don't have cable, you have a number of options available to you to stream This is Us season 6.

First up is NBC's very own on-demand streaming service, Peacock. With its free plan, you can watch This is Us season 6 episodes a week after they air. That means episode 1 'The Challenger' will arrive on the platform on January 12. Rooting itself in our hearts for the last six years, Dan Fogelson's drama centering around the Pearson family is coming to an end with its sixth and final series.

Bidding farewell to 'The Big Three', we'll explain below how to watch This Is Us season 6 online where you are. Peaky Blindersseason six is the upcoming final outing of the hugely popularBBC drama. This has now started filming with Cillian Murphy reprising his role as Tommy Shelby once again. Here's everything you need to know about the show's highly-anticipated return, from its release date to cast, trailer and plot. This is my favourite show of all times and I was so looking forward to watching the new Season to escape the current doom and gloom .... Well, the opening episode has NO new storyline or development whatsoever and instead it is all about reminding us of the Pandemic and BLM issues in the most forced and tedious way.

These are irrelevant to the continuation of the previous plots, they feel completely forced into the storyline and all is very poorly acted. Over the last 4 seasons none of the current affairs were written into the script because it is mostly time-independent with present day, flash-backs and flash-forwards all intertwined. To top it all off my favourite character, Randall, has now become selfish, arrogant and wallowing in self-pity. I really really do hope the writers correct this trajectory as I can't bear to say bye to the Big Three.

The series follows the lives of siblings Kevin, Kate, and Randall (known as the "Big Three"), and their parents Jack and Rebecca Pearson. It takes place mainly in the present and uses flashbacks to show the family's past. Kevin and Kate are the two surviving members from a triplet pregnancy, born six weeks premature on Jack's 36th birthday in 1980; their brother Kyle is stillborn. Jack dies when his children are 17 and Rebecca later marries Jack's best friend Miguel. Randall becomes a successful finance professional and marries college classmate Beth; they raise two daughters and adopt a third, Deja.

Kevin becomes a successful actor while struggling to be taken seriously. After lacking direction much of her life, Kate meets and marries Toby, pursues a career in music, gets a degree, and becomes a mother. On Friday, NBC announced that the sixth and final season of the hit drama will premiere on Jan. 4, 2022. Naturally, the whole Pearson family will be back for the final season, including Milo Ventimiglia , Mandy Moore , Sterling K Brown , Chrissy Metz and Justin Hartley . As we know, Jack died in a tragic house fire many years ago, but that won't stop him playing a pivotal part in these last remaining episodes, by way of flashbacks.

The episode cuts to Madison as a little girl learning that her mother is leaving her and her dad. As she leaves, Madison's mom gives her a set of earrings to wear on her wedding day. Then the episode snaps to the present on Kevin and Madison's wedding day where Kevin is obsessing over the details and Madison gives him a chance to call things off, which he doesn't accept. Uncle Nicky is filming everything on his iPad and reveals he has organized the delivery of his wedding present to the venue and that it's going to be a very large gift.

Episode 16, "Adirondacks," opens with Kevin practicing what are presumably his wedding vows in front of the mirror, including a Princess Bride reference he debates cutting from his speech. Then the episode cuts to a flashback of Rebecca watching a television show she had recorded but was copied over by a baseball game. If the new season premieres in February and there are six episodes, we would assume that the season will end sometime in March or April 2022.

Then, we'll see the new season arrive on Netflix about two weeks after that. Hype House – This brand-new series follows the compelling lives of some of the world's biggest social media stars. Join these iconic content creators as they welcome us into the infamous Hype House, open their lives to the world and show a side of themselves and their relationships we've seldom seen. From humble beginnings to overnight fame, these are the stories of the most popular personalities on social media as they come into their own, fall in love and tackle the next stage of their lives. Switching back to the present timeline in the episode, Madison called off her wedding with Kevin.

In early 2022, the Pearsons will appear for new episodes of the hit NBC show "This Is Us" for their sixth and final season. We're about to get the answers to all of these questions, and probably more, as I don't think now is when This Is Us is going to break form and stop shocking us with its twists and turns. Be sure to check out our 2022 TV Schedule to see what other shows will be debuting as the Pearsons' final season gets underway. The final season of This Is Us is going to provide fans with "one of the saddest moments" when it delves into why Rebecca and Miguel lost touch after Jack's death, and that's before they reunited and eventually married each other.

So while we know Miguel will play a key role in Season 6, we're a little concerned that he's not the one at Rebecca's bedside in 2034. Mandy Moore added fuel to the fire of concern with comments to EW that made it sound like something dire could happen. We wouldn't be talking about the possibility of something happening to Miguel if nothing were going to happen, would we? There's a long-held fan theory about why Jack's brother Nicky is the one sitting with Rebecca in the future timeline, which leads us to our next mystery. How does this guy go from being such a favourite in earlier seasons, to being so selfish, annoying and arrogant? Or was he this the whole time and the initial episodes were too superficial?